Terms & Conditions
These terms explain the basis on which Australian Financial Tools provides its calculators and educational content.
Last reviewed 14 July 2026
Using the website
You may use this website for personal, informational purposes. You must not attempt to disrupt the service, access it unlawfully or misrepresent calculator estimates as official financial advice.
Estimates and availability
Calculator results are estimates based on the information supplied and the rules identified for the selected financial year. We may correct, improve or withdraw features when rules or technical requirements change.
Intellectual property
The website design, original content and software are protected by applicable intellectual-property laws. Australian legislation and government guidance remain the property of their respective owners.
Liability
To the extent permitted by law, we are not liable for decisions made solely from an estimate produced by this website. Nothing in these terms excludes rights that cannot lawfully be excluded.